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Why is a Loan against securities considered the best option during festival seasons?



loan against securities

Festival seasons can be a time of the great expenditure, with festive buying kicking into full gear. There’s much to see, do and purchase, but sadly there may not be as many financial resources to spare as you try to bring some cheer to your household. If you’re in these shoes, consider taking out a loan against securities at cheap rates so you can have enough money to cover yourself during this period of the year. With festivities like Bhai Dhooj, Diwali, Dhanteras, and more coming in thick and fast, a loan against securities can afford your savings much-needed breathing space. Here’s why a festive digital loan is ideal during festival seasons

High loan amount to offset simultaneous festivals

Bhai Dhooj, Diwali, Dhanteras, and Karvachauth all take place within the span of one month. This means that you need a steady amount of cash to be able to meet the demands of all these festivities, which basically come in such a flurry that they can be so draining for both you and your family. The great thing about taking out a quick loan against securities during this time is that you can access higher loan amounts than personal loans to meet the purchase needs for festivals.

With lenders such as Abhi Loans, you can borrow from as low as Rs 15,000. This makes it handy if you need to borrow just a small amount to top up your savings for the holiday. The lender also avails up to 10 lacs, allowing you to pool enough cash for various festivals as follows: 

  • Bhai Dhooj: With a quick loan against shares and mutual funds, you can offer monetary and other types of presents to your loved one.
  • Diwali: A loan against securities means enough cash for pooja-item purchases, new attire, and home renovations
  • Dhanteras: You’ll have enough spending power for electronics, as well as silver and gold accessories 
  • Karvachauth: A loan on shares and mutual funds delivers enough cash to dine out at a fancy restaurant or surprise a partner with an opulent gift

Faster turnaround during busy loan windows

The demand for loans reaches fever-pitch during the holiday period, as many rushes to seek out last-minute funding. Consequently, this may mean long queues and slower turnaround as lenders are bombarded with endless requests for personal funding. 

However, with a good lender such as Abhi Loans, you can secure a quick loan against securities within 24 hours. This fast turnaround is made possible by a: 

  • The fully digital process doesn’t require physical intervention.
  • Large staff reserve that’s on stand by to serve you during times of surges
  • Absence of background checks that notoriously inflate waiting periods

Having recently secured $4.5 million in funding, Abhi Loans has also enhanced its technology stack and grown its loan book to even reach more Indians during the festivities.

Special offers are bound to be plenty

The great thing about the festival season is that companies are always looking for new ways to reward their customer base or reel in new business. In the spirit of the season, we are bound to see many more incentives from lenders, including: 

  • Special discounts
  • Improved interest rates
  • Cash back programs and much more

All in all, the festival window promises more value for your loan against securities compared to any other time of year. NBFCs such as Abhi Loans are known for their generosity during festivities. In fact, as we speak, the NBFC has a Rs 1,000 cashback offer on their quick loan against securities which is set to expire in a few days. We’re likely to see many more of such offers as we inch closer to the end of the year. Be sure to check out Abhi Loans on their website today before their latest offer on loans against mutual funds and shares expires.

No regard for your credit score or CIBIL

Loans in India are often assessed based on your creditworthiness, as reflected by your CIBIL or credit score. Anything below 750 may hamper your chances of securing a loan from mainstream banks and other NBFCs during a time of year when lenders are quite cautious about who they give loans to. But the great news is that you can get around these hurdles by instead opting for a loan with no credit check, such as that offered by Abhi Loans. 

If you don’t have a healthy credit standing, which you possibly may not be able to improve by the time the festival season rolls in, then turn to quick capital against securities for a loan with low CIBIL. With no background checks to worry about, you’ll get the amount you need for gifts, dinners, and all else without being deemed a risk case and thus settling for a lower sum. 

Better flexibility to spend as you please

Many loan arrangements tend to be restrictive in nature with regards to how you can spend them. For example:

  • You can’t use a home loan for any other purpose beyond financing a home
  • The same goes for a car loan which strictly goes into automobile purchases
  • It’s also the same thing when it comes to student loans, mortgages, and the likes

On the other hand, when you take out a loan against securities, your end use isn’t shackled to a specific purpose. You are free to spend the sum as you please to buy a new car to commemorate the holiday, make renovations in honor of the day, or meet the expenses of going out to celebrate. The choice is yours. 

Turn to Abhi Loans for festival loans against securities

With just a handful of months until the end of the year, the festival season is closing in fast. While it’s a time to celebrate, meet up with family and share the gift of each other’s presence, it’s also a period of massive capital spending. If you need surplus cash to see you through these joyous times, consider taking out quick capital against securities so you can buy gifts for your loved ones, make home improvements for the holiday, and fulfill other obligations. The festival season is around the corner, and Abhi Loans has you covered with loans on shares and mutual funds. Head over to their website to apply.

Imran Javed Awan brings 9 years of experience in helping grassroots, mid-sized organizations and large institutions strengthen their management and resource-generating capacities and effectively plan for the future. He is also a mentor and professional advisor to artists working in all disciplines.

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Arkansas Tech Basketball: A Legacy of Excellence and Community Impact



Arkansas Tech Basketball

Arkansas Tech Basketball is widely recognised as one of the best collegiate programmes in the country. The squad has made their impact in the world of professional basketball time and time again. Thanks to their rich history, devoted coaching staff, brilliant players, and undying fan support.


Arkansas Tech Basketball: An Overview

The basketball team at Arkansas Tech University in Russellville, Arkansas, has been consistently successful throughout the years. They play in the Great American Conference of NCAA Division II and are a perennial powerhouse in the region.

The past and present of the basketball programme at Arkansas Tech University
The Arkansas Tech men’s basketball programme has been around for quite some time. And in that time they have achieved a lot. The squad has repeatedly proven its superiority on the court by winning many. Conference titles and qualifying for the NCAA Division II tournament.


The role of the coaches and their influence on the team

Arkansas Tech’s basketball team, like any other, relies heavily on its committed coaching staff. The staff is lead by qualified and experienced coaches, who provide their charges with the expert assistance and mentoring they need to improve their abilities and realise their full potential.

Quick look at the different teams and how they stack up
The features a squad full of skilled athletes. Each player on the squad is vital to its overall success, whether they are a sniper, a skillful ball handler, a fierce defender, or a strong post player.

What the team does for training and practise
The team knows full well that only hard work and dedication will lead to success. Players put in long hours honing their talents with drills, practise, and tactical sessions that help them work better together and be better prepared for the problems they’ll encounter in games.

A look back at the team’s recent results
The Arkansas Tech basketball squad has shown great resolve and competitiveness in previous seasons. By breaking down their results, they can learn where they excelled and where they could use some work to set themselves up for future success.

The team’s main game plans and strategies
The Arkansas Tech basketball team is successful because of the meticulous planning and execution of each game. The group develops an unbeatable formula for success by dissecting their competition, targeting their weak spots, and maximising their own strengths.


Important contests and rivalries of Arkansas Tech Basketball

Arkansas Tech hoops is already exciting, but the rivalries and must-see matches just make it better. Fans are entertained and players are given a chance to showcase their skills as they face off against strong opponents from other teams in the conference and beyond.

Help from the crowd and the whole game day
The Arkansas Tech basketball team is fortunate to have a devoted fanbase, which is crucial to the team’s success.

Initiatives promoting community engagement and service
The basketball team at Arkansas Tech understands the value of charitable acts. The team constantly engages with locals through programmes like basketball clinics and volunteer projects, perhaps motivating the next generation of sportsmen and building community spirit.

The positive effect that Arkansas Tech basketball has had on the neighbourhood


Achievements of Retired Athletes

A large number of former  players have gone on to extraordinary success in the NBA and beyond. Their success after graduating from college demonstrates the program’s capacity to develop talent and help players reach their full potential.

What the team hopes to accomplish in the future
The programme is looking forward to continuing its tradition of success. The squad hopes to achieve new heights and leave an indelible mark on the basketball world by emphasising constant improvement, the recruitment of elite talents, and strategic planning.

Value of Cooperation and Friendship
The team holds the value of teamwork and friendship as one of its highest priorities. Players realise that winning takes a group effort and that they can accomplish more as a unit than any one member could do alone.



Arkansas Tech men’s basketball has shown to be a dominant force in the NCAA, thanks to the hard work and perseverance of its players. Inspiration can be found in the team’s long tradition, devoted fan base, and unrelenting will to win.

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Everything You Need to Know about Croc Charms in 2023



Croc Charms

Croc charms have become increasingly popular over the years as they allow for a fun and creative way to accessorize your footwear. They are a great way to add personality and style to your Crocs, sandals, and sneakers. In this ultimate guide to Croc charms, we discuss everything you need about these fun and playful accessories.

What do you need to know?

Croc charms are small, decorative pieces that attach to the holes on the surface of Crocs and other footwear. Croc charms can be easily attached and removed from the holes on the shoe’s surface.


Many types of Croc charms are available in the market, including licensed characters from popular franchises, animals, foods, and even seasonal themes. Some popular categories of Croc charms include:


These include popular characters from TV shows, movies, and video games like Disney, Marvel, and Star Wars.


These include animals such as cats, dogs, unicorns, and even dinosaurs.


These include charms shaped like popular foods like pizza, tacos, and ice cream.


These include charms with themes like Halloween, Christmas, and Valentine’s Day.

How to Attach:

Attaching Croc charms is easy and straightforward. Place the hook into the hole on the shoe’s surface and push it in until it clicks to fasten a charm. Pull the charm out of the hole slowly to remove it. It’s vital to remember that wearing more charms than three or four on a single shoe is not advised because it might make the shoe heavier and uncomfortable.

How to Care for them:

Maintaining your Croc charms properly is essential to keeping them looking their best. Croc charms need special care, so here are some tips:

  • Extreme heat or cold can damage them, so avoid exposing them to them.
  • Wipe your charms with a damp cloth and mild soap whenever they become dirty.
  • If you are not using your charms, store them in a cool, dry place.

How to Buy

Research different brands and retailers: Croc charms are available from various brands and retailers, both online and in physical stores—research different brands and retailers to compare prices, styles, and quality.

Check for compatibility: Not all croc charms are compatible with all Crocs and other footwear types. Before making a purchase, make sure that the charm you’re interested in is compatible with your shoe type.

Compare prices: Croc charms can range from a few dollars to over ten, depending on the design and brand. Compare prices from different retailers to find the best deal.

Check for promotions and discounts: Keep an eye out for discounts from retailers selling croc charms. Coupon codes and sales may save you money on your purchase.

Purchase from a reputable retailer: To ensure that you get a high-quality croc charm, purchase from a reputable retailer with a good reputation for selling genuine products.

Where to Buy:

Various retailers sell croc charms online and in physical stores. Some popular places to buy Croc charms include Crocs’ official website of DHgate.


The bottom line is that Croc charms are a fun and whimsical way to give your shoes character and style. You may easily select a charm that matches your personality and hobbies because of its wide range of styles, shapes, and sizes. The information in this comprehensive guide to Croc charms gives you everything you need to establish a collection and express your creativity while accessorizing your shoes. Let your imagination soar as you delve into the realm of Croc charms.

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The Role of Hardcover Books in Building Credibility With Clients




Hardcover books are a great way to build client credibility and showcase your business or brand. Whether you’re printing a photo book for a family member or a cookbook for your local restaurant, hardcovers create a premium look and feel that can leave a lasting impression on your audience.

They Are More Personal.

While paperbacks have become the most popular format, hardcovers still represent a substantial portion of book sales. As a result, publishers will often release hardcover editions of new books a few months before their paperback counterparts. Unlike their cheaper, lighter-weight cousins, hardcover books are sturdy and built to last, making them more valuable for collectors and libraries. Additionally, they’re more likely to be reviewed by literary editors and considered for awards. They’re also more attractive, and readers like to keep them on display. This makes them a perfect gift for birthdays, anniversaries, or graduations. These extra features can help make your book look more luxurious. And they can also increase the unit cost of your book, which will allow you to sell it with a higher margin than paperbacks. In addition to being more durable and more attractive, hardcovers are also more personal. They’re a great way to send a special message to your readers or present an important lesson from your memoir. If you’re printing a hardcover for a client, make sure that you include a personalized cover letter and a thank-you note. This will show that you’ve put time and effort into your book, and it’s a great way to ensure your reader understands your commitment to the project.

They Are Easier To Read.

One way to build credibility with your clients is to offer them a copy of your book in their preferred format. This can be a paperback or a hardcover, depending on what will work best for them and how they will display the book in their home. According to professionals like, the main difference between the two formats is the cover: a hardcover book has a stiff cover that can be more durable than a paperback. This makes it less prone to damage, such as when you toss your book around in your purse or backpack.

However, this also means a hardcover book can be more expensive than a paperback. This cost can be offset because a hardcover book tends to last longer than a paperback, so it’s worth it for the extra durability.

Another advantage of hardcovers is that they tend to have a higher quality print than paperbacks. This can greatly affect your book’s overall look and feel. This can be especially helpful if you’re trying to sell your book to potential clients who might want to read it on a tablet or mobile device. Additionally, a hardcover book can be more attractive on the shelf, especially if you use them for gift-giving. This is because they can be more elegant and classy, which can help you attract the attention of your clients. Ultimately, the best choice for your readers depends on their personal preferences and budget. If you’re unsure, weighing these factors before deciding and consulting with your readers is important. They’ll have a better idea of what they like and don’t like, which will help you decide the format that will best meet their needs.

They Are More Durable.

If you’re an author who wants to build credibility with clients, printing a hardcover book is one of the best ways to do it. This is because hardcover books are more durable and can withstand more wear and tear than paperbacks, which means they last longer and are less likely to get damaged. This type of book can also look more professional, which is good for anyone who wants to convey that they are a high-quality author. If you’re publishing a memoir or other book that will be given to clients, for example, a hardcover book will help you stand out from the crowd and show off your professionalism.

Another great benefit of hardcover books is that they are usually more expensive than paperbacks, making them a more attractive option for authors looking to increase their perceived value and sell their work for a higher price. This is because the cost of printing a hardcover book is typically more than a paperback, but it can be well worth considering how much more durable and attractive your finished book will be. A hardcover book’s binding is designed to resist damage and wear. This is made possible by stiff boards covered with leather, paper, or other durable material. It’s also made to prevent the pages from creasing and fraying, which can be a problem with paperbacks.

They Are More Attractive.

Hardcover books are more attractive than paperbacks and can be an excellent way to build credibility with your clients. They also tend to sell more copies and can be a great way to attract attention from traditional publishers. However, it is important to remember that they are more expensive to produce than paperbacks. This means it may be more difficult to profit from them. People often prefer hardcover books because they feel more substantial and are often better quality. They’re also more attractive on the bookshelf and can be a great gift option. In addition, hardcover books are more durable and can last years if cared for properly. They can also be passed on to future generations. A hardcover book is made with a thick cardboard cover, a cloth covering or sometimes a dust jacket, and acid-free paper. These materials are wrapped around the front and back covers, stapled or stitched together. This is an excellent way to protect your readers’ investment and ensure that your book will last for a long time. Paperback books, on the other hand, are made with a flat sheet of paper that is folded and glued. They’re cheaper to produce and more portable than hardcovers, but they don’t have the same premium look and feel. They’re also more likely to fall apart and become damaged over time.

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